In the 38 years of being in his own business, George learned to predict business trends.

Here's a recent testimonial from Vince Arcuri, Tampa's top producing agent since 1995 ...

In our slower market, you NEED to hear what [George] has to offer! He is the most innovative marketing guy ever, he was "one of us" and has seen it all. Now he is retired and teaching the world what he knows! Despite this slower market, George has found the key to success. I know because I use his stuff daily! Thanks to what I learned from him 6 years ago, when he TOLD me this down market was going to happen! I was prepared for it! Now, you can look into his "crystal ball" and believe me, he has the answers! Vincent Arcuri Tampa Bay Super Agent Since 1995 Exit Realty Tampa. FL

And here's a testimonial from Todd Clark of Beaverton, Oregon, who is making a fortune in real estate ...

George, I would like to thank you for teaching me how to do owner financing and lease options ... I have now met an investor who understands the value of it and it has changed my life. I've had 3 listings within the last 3 weeks got sale pending in less than an hour and I got both sides! I am actually buying 3 properties myself and am now selling them on lease-option also! Thank you - Thank you - Thank you. Todd Clark, REALTOR Capstone Real Estate Beaverton, OR

George would predict the future based on business trends! He carefully cut out all articles about real estate from all the newspapers he could get his hands on. Then he did surveys among Realtors. Then he finalized the trend and the future using his 38 years of business experience and 18 years as a Realtor and real estate investor.

He also carefully watched all changes coming from the government that will have an impact on real estate. Sometimes they come in disguise and are very difficult to catch ahead of time.

Here's the proof. Look at these newspaper articles ...

• "Housing starts take dive"
• "House Flippers - investments flop"
• "Prices of homes slip from last year"

• "Home sales falling as market slows"
• "Home sales slumping"

• "Homes hit first slump in 7 years"
• "Preforeclosures rise"
• "Risky loans have come home to roost"
• "Suddenly it's a renter's market"

• "Foreclosure rates stay high"

Remember, George collected hundreds of such articles. You should collect them, too. They are fantastic tools for listing presentations - when you are advising the seller to price their home right.

UNDERSTAND: We have 50 states with 50 different economies. The real estate business varies by state. And real estate is always subject to changes ... it goes up and down.

• Sellers won't get the prices they WANT (or need)!
• Sellers won't be selling homes using traditional methods. More and more homes will be sold on short sales.
• Buyers will be looking for DEEP discounts.
• ARM loans will reset and even sellers who fully qualified for those loans won't be able to refi due to plunging home prices.
• Buyers will need a SUBSTANTIAL down payment in order to buy a home.
• Buyers will qualify by income disclosed to IRS on their 1040 form. For a small fee, the lender will know within 24-48 hours exactly the income that was reported to the IRS.
• Dropping home values will create an epidemic of "strategic" foreclosures.
• Exotic loans have been eliminated which makes it difficult for small business owners to get a mortgage.
• And it goes on and on ...

What does this mean for Realtors? The business is changing! The way you are used to doing business is changing. You have to understand ...

The boom real estate years of 2003, 2004, 2005, and even 2006 are not coming back in the foreseeable future.

Selling real estate in this decade - and beyond - will require new techniques, different knowledge, and new approaches.

What new techniques, knowledge, and approaches are we talking about?

We're talking about Owner Will Carry...

• Owner financing
• Rent to own
• Lease option
• Contract of sale
• Contract for deed
• Land trusts
• And more ...

You'll be seeing hundreds of ads like this one ...

The key is going to be KNOWLEDGE ... correct information, knowing how to do it, avoiding all scams. And here's one more thing ...

We created a timely manual for Realtors who want to stay - and THRIVE - in the business.

OK, here's George's next prediction ... 50% of agents will leave the business because they aren't able to adapt and learn new strategies. It happened in the 80's. It happened in the 90's.

So, for those agents who would like to hang around and DOUBLE their income, I found the solution for you ...

• Our awesome, one of a kind manual on creative financing just for Realtors.
• For a limited time we are including as a FREE BONUS 12 months of our Creative Financing newsletter/ezine for your sellers and buyers.

You see, it's no use for Realtors to learn how to become superior in creative financing if you can't explain to the sellers and buyers what creative financing is all about and how it's done. Do you agree?

There won't be any more "easy, stated income, stated assets" loans. That's history. And all of this will put the majority of sellers and buyers in jeopardy.

To make things worse, there are huge changes coming in how credit scores will be determined. Utility bills will soon become part of the scoring system. Those buyers and homeowners with a poor payment history on their utilities may find their scores dropping down. Previously they may have kept up with payments that were being reported and were lax about the utilities. That could come back to bite them.

Who is creating this mess? The CONGRESS that has (as of this writing) only a 14% approval rating! Those politicians are trying to destroy the real estate business. The worst part is, they expect you to vote for them again and put them back in office! Don't do it!!!

Creative financing is NOT difficult!

You don't have to be a math genius to do it.

If you can add and subtract (basic high school math) you can handle any creative financing.

Creative financing is perfectly LEGAL!

It may be the ONLY way to sell houses.

It may be the ONLY way to get buyers into houses.

If YOU don't learn it, somebody else will!

The reality is, there is very little risk for the seller, the buyer, and YOU!

The seller may be maxed out on their mortgage (no equity) so this may be the ONLY way they can sell without coming out of pocket.

Buyers are happy to get into their own home. Don't expect buyers to make troubles. But, I'll teach you how to avoid risks and possible troubles.

Your risk - as an agent - is the same whether you do conventional or creative real estate. Either way you can get sued. But, if you utilize my techniques, your risk is down to a minimum.

Almost 100% of all business sales use creative financing. It's very normal for the owner to carry some part of his equity for the buyer.

Business transactions increase when people start losing jobs. Many people simply get fed up with being an employee and decide to go into their own business.

You deserve higher commission when you master creative financing!

Sellers and buyers will seek YOU out! You will be the preferred agent to handle their transactions.

Believe it ... George was the LEADING AUTHORITY in America for Creative Financing. He and I did our very first deal in July, 1989 ... that's MANY years of experience!

Follow this closely. We're GIVING you 12 MONTHS of a pre-written newsletter/ezine with information about creative financing your sellers and buyers must know - and can't find anywhere else. You'll be the only one to have it.

Then it all depends on how good you are at converting the seller and buyer leads who inquire on your ads, mail, or ezine into YOUR sellers and buyers.

Personally, George and I were very successful converting our inquiries - and for one simple reason ... We knew our "stuff!" We both knew all the answers and now we are sharing them with you in "Creative Financing for Realtors."

But, let's say you only get 100 (the lowest number) extra sellers and buyers a month and you have the worst conversion rate of just 3%. That alone would give you 3 buyers and/or sellers you wouldn't have had otherwise.

You can bet you'll get lots of calls because the newsletter/ezine is from YOU to the sellers. They'll find out they can sell their homes quickly AND make more money! It all depends on how well you market - or don't market - your newly found area of expertise.

Now let's say the average selling price is $200,000 and you split the commission with the selling or listing agent. Those 3 sellers or buyers each month translates into an extra $18,000 in your pocket each month!

If you don't mail or email to at least 1,000 prospects in your farm area and/or sphere of influence at least once a month, you're not in the business. It's all about the list you have - hopefully - been building all the years in the business.

You'll have the lifetime opportunity to become rich by doing nothing. Yes, absolutely nothing. How?

There will be many occasions when they seller has no equity and you can take the house over - just for the commission! That means, you can get a FREE house!!

Sometimes the seller has just enough equity to pay some closing costs and your commission. So, you decide ... a few thousand dollars in commission OR the whole house!

Let's say a $250,000 home would pay you $15,000 in commission on both sides of the transaction. Or you can own/control that $250,000 house. Then you can become a landlord and rent it out. Or you can re-sell it and hold paper on the property (like a bank). Either way, you have nothing to lose!

How many houses can you get a year? If you do absolutely nothing about going after houses, I would say you can probably get 10 houses a year handed to you on a silver platter. However, if you actively seek homes and go after investments, you could have 100 homes in one year. Those 100 homes could give you $25,000 monthly cash flow, $500,000 from down payments, and $2,500,000 when the final escrows materialize.

DISCLOSURE: Results like this are not typical. Not everyone can get the same results due to market conditions and different abilities of each real estate agent. Check your local laws and regulations with the proper professionals, attorneys, and CPAs. All the numbers in this example are for illustrative purposes only.

That will be your biggest decision - whether to get free houses making insane income or not to get them. The time will soon be ripe to be able to get many "free" houses. The rest is totally up to you!

Sellers will call you just to have you explain how owner financing works. Buyers will call you with the same questions. Understand, if sellers inquire about creative financing, they are getting ready to list and sell. And buyers are ready to buy. Just follow up with them with more mail and more phone calls.

For a VERY LIMITED time, we are including with the manual, the most unique monthly newsletter/ezine completely dedicated to the subject of creative financing! (All you have to do is add your name, company name, address, phone number, email address, and web site.) Here are the reasons for this newsletter ...

Realtors must be educated and trained in creative financing.

Brokers must also learn all they can about creative financing.

Sellers must learn it and get ALL the answers to their questions about creative financing.

Buyers must know what's available to them in today's market.

All you have to do is plug in your information and send it out.

1. You will receive a downloadable PDF file with 12 issues of the 4-page newsletter.
2. On Page 4 you'll be able to add your full contact information ... your name, company name, address, city, state, zip, phone, and website.
3. You can then email it to Office Max, Office Depot, Kinko's - or whoever does your printing.
4. Order the quantity you need, give the printer the day you need them, and go pick them up. If you become an important customer, they may deliver the newsletters to you for FREE.
5. If you send it out as an email newsletter - regardless of the size of your list - it won't cost you anything to email it.
6. I strongly recommend you select one day and mail or email your newsletter/ezine like clockwork on that day.

7. In addition to the newsletter, you can insert one or two pages inside with a report about your local real estate market - sales, prices, new listings.
8. You can mail the newsletter first class, bulk mail, first class presort. You can also deliver it. You can do a few mailings a month. You can even call your local newspaper and have them insert the newsletter in the Sunday edition - they even do this by zip code!
9. Here are more suggestions ...
   • Build TWO lists ... for both mail and email.
   • Use it to build new farm areas.
   • Mail it on the same day of the month - say 15th - CONSISTENCY is the key.
   • Make contacts and friends with the printer and give them substantial business so you get the right price. This is what we did to get our corporate account. This may require meeting the regional manager, getting to know the manager of the printing department - taking them out to lunch and socializing with them. It will pay off in the long run.

What are the advantages for Realtors?

• You'll be training your sellers and buyers to accept creative or owner financing. That will help your business tremendously.
• You'll have NO competition! You will have newsletters that no other trainer writes about.
• Whether you like it or not, creative/owner financing will be the most important part of your business in 2010 - 2011 - and beyond. You might as well start learning it NOW - AND educating your sellers and buyers as well.

How Do You Know These Strategies Will Work? We used these strategies a thousand times over when we were in the trenches as Realtors for our ... Buyers Sellers Investors and OURSELVES! And now we've put them all together in the most unique manual ...

Creative Financing for Realtors!

Limited Time Special ... "Creative Financing for Realtors" and 12 Newsletters - "Owner Financing for Today's Real Estate Market" Here's what you get ... "Creative Financing for Realtors" is regularly priced at $69.97 and 12 issues of "Owner Financing" Newsletters are regularly priced at $359.64 ($29.97 X 12 months). But you can get BOTH the book and 12 newsletters for the limited time special price of just ... $69.97! That's a SAVINGS of $359.64! Plus - You Get These Outstanding BONUSES BONUS #2: SPECIAL MP3 AUDIOS ... "10 Minute Interviews" - Direct marketing expert , Bob Serling, interviewed some of the world's top marketers and copywriters. These 14 interviews last just 10 minutes each and focus on the single technique that each expert is getting the best results with right now. Interviews include John Carleton, Bob Bly, Clayton Makepeace, David Garfinkle, and Joe Vitale, and many more. Value: $39.97 BONUS #3: SPECIAL E-BOOK ..."This I Believe" - This manifesto is from Tom Peters whose unconventional business views lead Business Week as "business' best friend and worst nightmare." Here you can read 60 of his TIBs (This I Believes) Value: $10.00 All this for just $69.97! ***NOTE: We reserve to withdraw this offer at any time! Download links to newsletters and other the electronic bonuses will be included with your manual. Remember, the sooner you get your book, the sooner you can start working the ideas before your competition does!

Keep the book and the newsletters for the next 30 days. Test it. Use it. You have ZERO risk. If you don't like it, if
"Creative Financing for Realtors" doesn't work for you, or for whatever reason you don't want it, pack it up and send it back. Just call or email us for return instructions. Simple as that. All refunds or credits are for the purchase price excluding shipping/handling charges and a 15% restocking fee. The manual must be returned in resalable condition. Purchaser pays for return shipping.

1. Order online using your Visa, Mastercard, Amex, or Discover card.
2. Order online through PayPal.
3. Order by mail using a money order or check (checks take longer to clear) and send it to us at:
   Road to Wealth, Inc.
   8983 Okeechobee Blvd. Ste. 202-307
   West Palm Beach, FL 33411
   
4. Order by Fax at 561-793-3629.
5. Order by phone at 561-883-2222. If our phone lines are busy, please leave a message and we will call you back ASAP for your order information.

Order online using our secure shopping cart button below ...

YES! I want the "BIG DEAL" Offer! By purchasing the book, "Creative Financing for Realtors" and ONE YEAR of "Owner Financing" Newsletters at the limited time offer of just $69.97. By ordering now I am securing the discount so I can save $359.64!

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Think, Act, and Grow RICH With Us,

George and Arlene Paukert
"Mr & Mrs. Real Estate"

P.S. Take advantage of our limited time special promo which includes our one of a kind manual, "Creative Financing for Realtors" and the 12 issues of "Owner Financing Newsletters for Today's Real Estate Market" at the discounted price for the package at only $69.97 and SAVE $359.64. We reserve the right to withdraw this offer at any time and without notice. Order using our secure shopping cart button below ...

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